Interest rates are finally easing from their peak, opening a window of opportunity for homeowners to lower borrowing costs. But waiting for renewal could be a missed chance to save. The Cascade Mortgage Strategy offers a way to lock in today’s lower rates incrementally—without the volatility of a variable mortgage.
This strategy allows you to reduce your mortgage costs over time by making annual prepayments and resetting those amounts at the current rate. The goal? Take advantage of declining rates now, not later, giving you more control over your mortgage while building long-term savings.
